How the strategy works
Most homeowners pay off their mortgage slowly, even with extra repayments. Mortgage Gone uses a smarter approach:
- You continue paying your home loan as usual.
- You purchase a carefully selected, low-risk investment property.
- Over time, your loan balance decreases while the property value increases.
- When the property’s profit can clear your remaining loan, you sell, pay costs and tax, and eliminate the mortgage.
- Current projection: When you’ll be debt-free on your current path, total repayments to the bank, and interest paid.
- Strategy projection: When you could be debt-free using Mortgage Gone, with new totals and savings.
- Visual: A chart showing your tipping point.
- Calculations: A detailed year-by-year breakdown.
- Conservative case: A 3% capital growth model showing results even under modest conditions.
Example
A client with a $350,000 mortgage paying $2,150 per month at 5.5% interest would normally take 25 years to be debt-free, sending $645,000 to the bank. With the Mortgage Gone strategy, the same client could be debt-free in just 10 years, reducing repayments to $258,000. Even at 3% growth, the loan could be cleared in 16 years — almost a decade faster.